6 Ways to Put Your Best Foot Forward in an Interview

Getting a job can be challenging.  It takes the perfect mix of background, preparation, appearance, and interviewing skill.  Each part of the process is important in its own right.  Overlooking any aspect of it can cause you to miss out on an opportunity.  Here are six things you can do to ace your next interview.

Dress to Impress

Your presentation shows that you respect the position, the interviewer, and the company.  Invest in a proper suit and suitable shoes with a modest heel (for women).  Be sure your accessories match the suit and are not adorned with a busy print.  Think understated and pleasant.

Groom Appropriately

Visible tattoos and multiple piercings, while popular in many social circles, do not fit well in business circles.

Even though technology firms are often owned and populated by Gen Xers and New Boomers, the companies they do business with still consist of Baby Boomers.  Professionalism rules the day.  A neat haircut and trimmed, clean nails will get you far.

Do Your Research

It is always important to know a little bit about the company you are interviewing for.  Having that information in your mind to use during the interview at appropriate moments will make you look prepared and interested.  For example, when you are asked if you have any questions, you might ask about a specific product in their line and how your role would interact with that product.

You could also ask about the management styles of the team and how the team and company lives up to it’s values. Be sure to know the values of the organization before hand.

Know Yourself

Confidence is important when you are in an interview.  Knowing what you have done and being able to speak about your accomplishments is something that many people have trouble with.  Practice talking about yourself and what you bring to the table before going to the interview.  Have a friend help you work out phrases to see how they sound.

You don’t have to go so far as preparing a script, but you should know your own background and future goals to be able to answer questions with confidence.  Recognizing your strengths and weaknesses is a good thing.  Is there a course you are looking into or are you pursuing inroads to non-profit leadership?  If so, mention them.  Showing interviewers that you are continuing to grow is a plus.

Be Professional

Professionalism means a lot of things.  Much of what the world finds acceptable has changed – now it is commonplace to find people on their cell phones while standing in line to pay for groceries where that was not so prevalent 10 years ago.  But while the outside world has become more accepting, business has not.  It is unprofessional to come into an interview with ear buds in your ears, texting, talking on the phone, drinking coffee, or otherwise turning your attention to something other than the task at hand.  Focus on what you are there for: a job.  Let all of the other distractions fall by the wayside.

Speak Clearly and Listen Well

There is no place for slang in an interview.  Period.  Be careful to speak clearly and bring each sentence to a definitive close.  Think back to English class and you’ll do fine.  Listening is equally important.  You must be quiet and still to understand the questions being asked so that you can address them properly.  The skills you show in this regard will say a lot about your work ethic and abilities.

Remember – your resume got you the interview.  The interview will get you the job.  Preparing ahead of time will differentiate you from the rest of the crowd.

 

Online Poker – A Black and White Issue

Since we’re interested in money, it’s maybe worth pointing out that there are plenty of games that involve playing with cash. Poker is and has been pretty popular and although you can play it just for fun – cash-free – there is a certain spice to finishing a game with more money in front of you than you started with.

There are heaps of other casino style games out there, but poker appeals because it’s about skill more than it is blind luck. You can get good at poker!

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Source: http://bit.ly/1nWlYmu

There are all sorts of places to play and, reassuringly, there are also lots of different places to tell you the differences between them. Sites like onlinecasinobluebook.com/ca are ideal for telling you where the best payouts and the best free money offers are to be found.

Now there are two schools of thought on this – it’s pretty black and white. One view is that any form of gambling is not a sensible thing to do with your cash. Putting it at risk is to put it in jeopardy, and that is a big fat no. That line of thinking hits a brick wall fairly quickly.

The other school of thought is more about poker than it is about gambling pure and simple. As we’ve established there is more to poker than just good fortune. That means it is a way to entertain yourself, to educate yourself (there are endless complexities that go way beyond the odds of the right card appearing out of a stack of cards), and it’s a way to have some fun.

Now, fun is the important part of the deal. Accumulating capital at whatever level is all well and good, but all saving and no fun makes Jack a very dull boy. So if you can combine the two – accumulating cash and having fun – that means you’re getting two for the price of one!

There are professional poker millionaires like Vanessa Rousso who started out playing poker whilst she was at college. As she got better her wins got steadily bigger. Ultimately she quit college because she was making so much at poker! That’s my kind of a hobby!

So the bottom line here is that is possible to enjoy yourself a way that needn’t cost very much at all, and which, if you’re prepared to do some homework, carries the potential to give your bank balance a major boost.

Don’t expect to become a millionaire from gambling – in fact, it usually goes the opposite way and will bankrupt you and leave you addicted and your family in ruins – however, if you are responsible and set a budget and don’t make a bad habit out of it, it can be a fun way to spend an evening.

Demystifying Credit Card Jargon

Credit cards have become the way of life in the U.S. and spurred the country’s economy.

Credit card spending increased tremendously for the past 13 years. According to a report from Federal Reserve in April, outstanding revolving credit reached an annual rate of $870.44 billion or a rate of 12.3 percent.

This marks a surge in increasing consumer confidence and a willingness of banks to open their doors to lending and other financial solutions to both consumers and retail business. Either way you look at it, this is a big boost in the retail industry where many consumers will eagerly go to not only for their needs but also for a few luxuries they can enjoy.

credit cards

Most individuals will know the basics of credit card processing, but as retail owners, knowing the ins and outs of credit card processing is now more important than ever. This is especially true if you are joining the fray of retail industry. One needs to be well-versed with the workings of credit card procedures as your buyers are likely to use this payment method more often. You will never know when a glitch happens or an error occurs.

If these instances are not attended to immediately, you don’t need to guess what the repercussions could be to your new business, especially as you know you are starting to create a name and reputation in the area. Companies like Shopify has the technical know-how on this topic and is willing to show you that some of the jargon can be explained in the simplest terms possible so you can attend to these questions from consumers at any given time.

It is during a transaction where credit card processing happens. Here are a few credit card terms you will need to get used to dealing with in the course of all these transactions.

Sale Transactions

This is the type of transaction you want to see happening a lot in your business. It is the ideal scenario where everything goes well in the transaction and you can consider this a complete or closed transaction. As soon as the buyer is ready to pay for their purchase and supplies their credit card for you to process, the money gets transferred to the account under the merchant.

Pre-auth and Post-auth

Pre-auth is generally a transaction where a small amount, usually a dollar, is placed on hold on the card. No money is transferred in this instance and the amount can be released after the card has been verified and confirmed as a valid credit card. Likewise, no money is transferred during post-auth transaction.

As the term implies, post-auth occurs when a buyer purchases a product before it is shipped. Also, the amount is initially put on hold or reserved on the card, effectively deducting it from the customer’s actual credit limit. Once the product is shipped, post-auth can be performed and the amount on hold or reserved is transferred to the merchant to complete the sale.

Chargebacks

Chargebacks occur when a customer starts disputing a charge made against his or her credit card.

This exercise is tedious but you will need to be aware of how this works so you can attend to it properly.After customers receive their credit card bills, they are given a few days to review the amount charged on their cards and be able to dispute amount that may have been erroneously placed on their credit limit.

This can happen when a supplementary card holder fails to inform the card owner about charges they may have made on the card, a customer forgets making the purchase or it could also be charges made on a lost card. When this happens, the bank will move to withdraw the disputed amount back to the consumer’s account from the merchant.

You, as the merchant, are given ample time to produce proof or record to justify the amount billed against the customer’s credit card. Once the bank is satisfied with the evidence provided by the merchant to support the disputed charges, the same amount is transferred again from the customer’s account back to the merchant.

For every chargeback, the merchant’s bank may also bill a small amount and this depends on the bank’s existing rates at the time. It is important to make sure that you have records of these purchases to support such claims, should the need arise in the future.

Credit

Credit came from the Latin word ‘creditum’ which literally means “that which is loaned or entrusted.” Credit is about transferring the money from the merchant account to the customer’s account. It is the opposite of the sales transaction and when you look at the balance sheet during accounting, it will come out as a negative. There is more to learn about credit card processing and providers like Shopify can help you there.

Students: Do This One Easy Thing to Make Money

College is the time for making new friends, learning about yourself, and picking up marketable industry skills to make you successful. So, when you’ve got a busy schedule, how exactly are you supposed to fit in earning a living? If you like walking and paying attention to details, metal detecting might be the hobby for you!

coins on ground metal detecting

Not only is it a great group activity or cheap date, metal detecting can also be quite lucrative! You never know what you’ll pick up, or where your next find will come from. It’s an adventure that can make you some quick cash:

How to Get Started Metal Detecting

The best way to get started with metal detecting as a hobby is to rent a metal detector. Purchasing one can be very expensive, and if you’re not sure you’ll love it, it could be a waste of money.

Start by finding a Rent-a-center or local renting shop to see if they have a selection of metal detectors. Then, take one out for the day to see if it’s a fun way to spend time.

What to Look for While Detecting

While metal detecting can obviously be used to find loose coins and other valuable items, it can also open you to a world of historical preservation. Many metal detecting clubs are based on the premise of finding, protecting, and preserving historical items before they are lost to construction and misplacement.

If you go to college near a historical site, it’s possible that you can be a part of preserving history, too! Just pop by your college’s history or archaeology department with your find and see if it is helpful.

Best Places for Metal Detecting at College

The theme of metal detecting may as well be “Finder’s, keeper’s!”. Often the best finds are long-lost change and jewelry lost in gutters, fields, and other hard-to-search areas. If your college is nearby a beach, that’s also a prime location for finding valuables.

Not sure if you’re comfortable with keeping or selling other’s valuables? Post generic details of your findings on Craigslist or the college newsletter to allow the rightful owner to come forth — then profit, guilt-free!

Have you ever gone metal detecting?